Triple Whammy! Great service...save money...better coverage!
We have been insured for our auto, home, and umbrella insurance by Orlando and his outstanding staff for several years and have always been more than pleased with their responsive service. When they went independent they were able to save us money and give us much better coverage than we had before. I routinely recommend them to my friends and clients because I know they'll do a good job."
Larry Bink, Pleasanton
"Jenci is always great with us, that is very important to us. She always provides awesome customer service!"
Steve Legras, Sacramento
"Orlando and his staff have done an excellent job with our insurance program. They are always looking out for our best interests. For example, because of some health conditions, getting more life insurance was a problem for me, and Orlando made a suggestion that allowed me to secure permanent life insurance. I would recommend them highly!"
Jim Reese, San Diego
"Rogers Insurance saved me over $900 a year on my car and home insurance. More importantly, I know I can count on them when I need help."
Sam Modesitt, Lake Tahoe
"I have always appreciated the timely service we get from jenci and all the staff at Rogers Insurance. And the fact we're able to save money and get better protection is the icing on the cake!"
Patty Carter, Newport Beach
"We decided to make changes in our insurance. With the assistance of Orlando and Jacque at Rogers Insurance we were able to receive broader coverage at a lower cost, saving us 15% per year. Orlando and his staff handled the transition efficiently and thoroughly. We would not hesitate recommending Rogers Insurance to our friends."
Patty Kephart, Malibu
"Veronica Henry was wonderful!! I would recommend her to everyone. She took wonderful care of us."
David Sadler, San Francisco
"It has been a pleasure working with Rich Dean for all my insurance needs. It is so nice of her to always leave messages on my telephone to keep me up to regarding my policy. This has been the first time I have ever had such a personal relationship with an insurance company. Lori is the best!"
Irene Bargovan, Castro Valley
"Orlando is and always will be the reason I stay with Rogers Insurance for all my insurance needs."
Todd Kasulka, Oceanside
"Bob Simmons is a miracle worker! Even though I have a less than perfect driving record and drive more than 20,000 miles per year, Bob was able to find a top-rated company to insure me - and it fit my budget! Thanks Bob - I will highly recommend you and the rest of the Rogers Insurance staff for all auto, home and life insurance needs!"Mat Joslin, Walnut Creek
"Our family has been given excellent service by Rogers Insurance. Through Orlando of Rogers Insurance's office, we were able to obtain the coverage we needed at reasonable rates with professional, organized and prompt service. When we had a claim, Lori was available when we needed her and our claim was resolved amazingly easily. We highly recommend Rogers Insurance."
Thomas and Ann Broderson, El Cerrito
"I decided to make a change in my insurance. A friend gave me your name. I called Gary. He was great. I insured my car and home. I have been well pleased."
Mary Lee Mitchell, Beverly Hills
"We have done business with Rogers Insurance for many years and have always been more than happy with the way we're treated by all of their people. Veronica is great to work with and I recommend them to everyone."
Gary and Linda Owens, Hillsborough
"Thanks for the opportunity to say how much I appreciate the good service I receive from Orlando’s staff. I've had my auto and homeowners insurance with your firm since I moved here from New York, 14 years ago, and am happy that I found you. I'm also happy I made the change from State Farm to Rogers Insurance. Saved money and have better coverage. Keep up the excellent work. I know you're looking out for me!"
Janet Allen, Santa Rosa
"We are so happy with the service provided by Rogers Insurance. We have ALWAYS received prompt and courteous service from the entire staff. They have been dedicated to finding the lowest cost insurance for us AND ensuring we continue to hold the most suitable coverages for our protection. Veronica has been a wonderful person to work with and, best of all, she has made us feel comfortable knowing we are in good hands. Veronica has been wonderful to us in taking the time to deal with our concerns and questions. We truly feel as if she understands our needs and she has taken the time needed to help us understand what is best for us. Thank you to Veronica and to Rogers Insurance!"
Brian and Jody Adney, Half Moon Bay
We are happy with you; you have been great for us in the handling of our personal and business insurance. - Bob and Delia Howard, Oakland
RIS saved us $1502 on my liability renewal and 31% on our worker's comp. The service is super! - Mark and Kristi Spacato, Oceanside
RIS handles all of our insurance needs, personal and business. They have many different companies for us to choose from, we are very satisfied. -Sam and Wendy McClendon, Beverly Hills
Your service is the best all the way around, from your polite and helpful staff to your prompt and professional service. Thank you! -Chris and Julie Simmond, Santa Barbara
I've been dealing with Orlando since 1991. I refer all of my business & personal associates to Rogers Insurance. Their staff is the best in the valley. - Terry and Judy Strom, Dublin
Rogers Insurance Services saved me $1866 on my company insurance needs. They are always striving to be the best in giving service. -James and Gayle Rochter, Sacramento
The staff at Rogers Insurance is the only insurance company I feel comfortable with. They give great services and great insurance pricing. - Ralph and Susan Hernandez, Riverside
I know I can count on the RIS team to always keep our insurance needs first. That's why I always send my friends and family to them. - Peter and Gayle Stropey, Newport Beach
I just love getting the free reports from your website (www.RISdirect.com). They are so incredibly informative and they saved me money too! - Anthony and Teresa Spica, Danville
Thanks for everything, you were incredibly helpful. - Scott Dreisbach, former Oakland RAIDER QB
I have been offered insurance by two different competitors, but have elected to remain with Rogers Insurance because my relationship with them has ALWAYS been wonderful. I believe that staying with what is tried and true is worth more to me than going with a company who claims they're better. - John McDaniel, Castro Valley
You have helped me protect my family and my possessions. THANK YOU! - Joseph Granada, Castro Valley
You helped me get better coverage with a better insurance carrier! - Ramona Vital, San Leandro
Your staff is knowledgeable, friendly and helpful - basically they are EXCEPTIONAL. - Brian Hawrylak, Pleasanton
Rogers has exceptional customer service and can help with anything! - Kenneth Cross, Hayward
Thank goodness for Rogers Insurance, I don't know where I'd be without them. - Gil and Dana Zapanta, Rohnert Park
Very knowledgeable, very easy, very solution-oriented. -Dani Tucker, Oakland
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The Uninsured Boat Owners section of the policy provides coverage for injuries caused by an accident that you are entitled to recover from the owner or operator of an uninsured boat or "hit-and-run" boat. Commercial Towing and Assistance enables you to be reimbursed for the reasonable costs incurred when you break down at sea and need a commercial tow to port. These are some of the basic coverages you should look for when purchasing boat insurance. As a market leader in the boat insurance industry, United Marine Underwriters offers broad coverages at great rates for virtually any type of vessel.
Skimping on Insurance Could Spell Trouble by Capt. Fred Davis Boat insurance can be confusing. Boats may be insured for various coverage – in various ways – with various companies. Boat owners need to take the time to question and understand the insurance they are purchasing. In most cases, boat values (even small boats) are in the thousands of dollars. A few dollars saved on an insurance policy could jeopardize needed coverage. If your agent cannot thoroughly explain the coverage, ask to speak to a company representative who can interpret the small print. Boat owners should be aware of several aspects of boat policy coverage. Most, if not all, policies state, "It is the responsibility of the owner to immediately take all necessary action to protect the property from further damage when his boat is in peril." I have encountered insurance companies that would not cover the expense of recovery of a vessel because the vessel itself was not damaged. The insurance companies did not consider the fact that had the owner not taken protective action the vessel could have been a total loss. A service often questioned is removal from grounding. Some companies refer to removal from a hard grounding as towing. Towing could actually severely damage a grounded vessel. Others interpret, as they should, a hard grounding as salvage. To avoid further damage, special action is required. In most cases of wreck removal, a vessel owner is held responsible for the removal of a wreck or any debris. Some insurance companies pay all the cost of wreck removal; others do not cover wreck removal at all. Some may pay off a total loss claim on the boat but leave an owner responsible for the removal or any further liability caused by a wreck. If a wreck breaks up and its debris floats in the path of another vessel, causing damage to that vessel, liability can be extreme. In recent years, towing coverage has been added to most policies (usually to the nearest harbor). You need to carefully check your policy, however, because some companies offer no coverage for towing, especially for small boats. Towing coverage is important, because the Coast Guard no longer offers assistance towing if there is no danger to lives or property. The cost of towing by a commercial tower averages $100 to $150 per hour from the time the tow gets under way until the tow boat returns to its dock (port to port). Marine insurance coverage involves many other variables. Only too often, the insured has no idea what coverage they have until a claim occurs and it’s too late to change. Insurance coverage is not an item you should skimp on. Pennies saved on a cheap policy could cost you your boat if you encounter a major claim. In addition, you could be left with a big bill to add to your problems. If you own a high-priced vessel, even though it’s only a runabout, it would be wiser to purchase a yacht policy. Avoid adding it to your homeowners insurance. Many boaters spend a lot of money on a boat, then they buy the cheapest insurance they can find thinking they won't need it. They may feel secure, because they are well schooled on safe boating and proper navigation, but the unforeseen can happen and good insurance provides peace of mind as you enjoy your watercraft.
– Heartland Boating, March 2000
Rogers Insurance Services, Inc. (RISDirect.com) 2694 Bishop Dr, #200 San Ramon, CA 94583 Phone: (925) 365-3200 / Fax: (925) 226-1422 1-800-747-5311 Contact Us Online California License # 0C94234
